Expresspay E-Business Center: Feasibility Study (R.O.I.)

FEASIBILITY STUDY

1. REMITTANCE
Send & Receive money remittance THRU EXPRESS REMIT (Local and International)
Outlet will earn 40% of the service charge of Sending and 40% of Payout

Assuming you have 10 transactions per day and service charge of Php. 100

Php. 100 service charge x 40% = Php. 40.00
Php 40 income of an outlet per transaction depends on the principal amount
Php 40 x 10 transactions/day = Php. 400/day

Php.400 x 30days

INCOME = Php. 12, 000/Month

2. BILLS PAYMENT

Outlet will earn P2.50 to P8 in every transaction per bill.
Assuming:
You have at least 3,000 Households under the vicinity of the area.

Each household has at least 3 to 5 bills.
3,000 Households x 3 Bills = 9,000 Bills
9, 000 Bills x P4.80 Income per bills

INCOME = Php. 43, 200/Month

3. PREPAID LOADING

Can Activate Sub dealer account and Can activate Unlimited Retailer Account.
LOAD: It facilitates the dispensing of airtime credits via SMS or a web-interface. This system can dispense electronic PINs (e-PINs) and even directly top-up credit into a subscriber's account. With EXPRESSPAY, any person with a cellular phone or PC with Internet connection that has been registered into the EXPRESSPAY platform can dispense and retail prepaid card products without even carrying any sort of prepaid card inventory. An EXPRESSPAY Retailer can now either sell e-PINs of any brand of prepaid products, or even top-up and directly send load into subscriber's account with a few simple steps using his mobile phone or PC with Internet connection. Our loading services is already integrated inside

SELLING ELECTRONIC LOAD VIA END USER
Outlet can earn 18% to 23% for selling PREPAID PRODUCTS and 5.5% - 9% for selling load Via end users and 1.5% for load dispense OF YOUR RETAILER.

Assuming: Outlet sell load 3,000 per day via end-users

Percentage for retailing:

Smart 1,500 x 7.4% = Php. 111 - income for retailing via end-users/day

Sun 1,500 x 9% = Php. 135 - income for retailing via end-users/day

Globe 1,500 x 5.5% = Php. 82.50 - income for retailing via end-users/day

(Smart) Php. 111 x 30 days = Php. 3,330

(Sun) Php. 135 x 30 days = Php. 4,050

(Globe) Php. 82.50 x 30 days = Php.2, 475

INCOME = Php. 9, 855/Month

SELLING LOAD – WALLET
1.5% Income for load dispense of your Retailer

Assuming:

You have 10 RETAILERS and dispense 2, 000 daily
20,000 X 1.5% percentage for load-wallet via Retailer
Php. 300 income every day for load-wallet via your retailer
Php. 300 x 30 days

INCOME = Php. 9, 000/Month

NOTE:

The abovementioned for selling Load-wallet via Retailer depends on the number of RETAILERS on your area. The HIGHER the Retailer, the HIGHER the income will be.

4. AIRLINE BOOKING

Outlet can book ticket local & International airline
DOMESTIC
Outlets can earn Service Charge of P300.00 per ticket.

INTERNATIONAL
Outlets can earn Service Charge of P1, 000.00 per ticket.

Assuming:
     One-way
   20 tickets sold/month x P300.00 = P6, 000.00/month
      5 tickets sold/month x P1, 000.00 = P5, 000.00/month
INCOME = Php. 11, 000/Month

6. XP MARKET PLACE

ExpressCare Personal Accident Insurance - P20 Only

For every COC you can sell, you earn P10 or 50% SRP.

Assuming you can sell 1,000 ExpressCare per month.

Php. 10 x 1,000/month = Php. 10,000

INCOME = Php. 10,000/Month

7. COURIER SERVICE

Assuming you have P15 pouches transaction per day and service charge of P59

Outlet will earn P10 pesos per pouch for metro manila delivery.

Php. 10 x 15 transactions/day = Php. 150.00/day

Php.150 x 30days

INCOME = Php. 4,500/Month

PROJECTED INCOME

Remittance	P12, 000.00
Bills Payment	P43, 200.00
Selling Load via end users	P9, 855.00
Selling load wallet	P9, 000.00
Airline Booking	P11, 000.00
ExpressCare	P10, 000.00
Courier service	P4, 500.00
TOTAL PROJECTED INCOME	P99, 555.00/MONTH